*********************************************************** WELCOME TO FUND MANAGER *********************************************************** An overview, as well as all the documentation for Fund Manager is available via on-line help from inside the application. To get a quick feel for the capabilities of Fund Manager, simply double click on any of the sample icons created by the installation program. If you have any comments, suggestions, or questions they are welcomed by the author. See below for information on how to contact the author. *********************************************************** INSTALLATION INSTRUCTIONS *********************************************************** Select the RUN command from the FILE menu of the Program Manager. Run the program "install.exe". Example: a:\install.exe *********************************************************** REGISTRATION INSTRUCTIONS *********************************************************** Fund Manager (copyright 1993-5 by Mark Beiley) is a shareware application. If, after a reasonable period, you decide that you find Fund Manager useful and plan to continue to use it, please register with the author: Mark Beiley P.O. Box 3311 Burlington, VT 05401-0033 USA How to contact the author: Internet: beiley@aol.com America Online: Beiley CompuServe: 72643,3041 Telephone: (802)864-7463 Evenings or weekends before 10pm EST The most efficient way to contact the author is through electronic mail. Questions are normally addressed within 1 or 2 days. To keep costs and registration fees down, long distance phone calls can not be returned. *********************************************************** WHAT YOU GET WHEN YOU REGISTER *********************************************************** You will be sent a registration letter, which includes a name, serial number, and password combination to be entered into Fund Manager. This information will enable the registered version of Fund Manager. If you have provided an electronic mail address the letter will be sent to the specified address. Otherwise, a letter will be sent through the US mail. All registered users are entitled to 3 years of free technical support from the author. Mark Beiley may be reached by either US mail, telephone, or electronic mail at the addresses and number listed above. Three free sets of historical prices (excuding S/H). See the Price Order Form in the online help. The option to purchase a "printable" copy of the manual. The manual is identical to the on-line help, but you may order the manual in either a Microsoft Word or plain ascii text file format. This will allow you to print out the entire manual for easier reading. The manual may either be mailed on diskette through the mail, or sent electronically. The cost to receive the manual on diskette is $2.50 ($5 outside continental US). The cost to receive the manual electronically is $1.50, but is only available if you have provided either an America Online or CompuServe user ID on your registration form. Please add the approprate amount to your registration payment and a note stating you would like to order the manual. You will have the author's gratitude and have contributed to the continuing development of Fund Manager. You may print out the file register.txt to fill out and return when registering. Please include any electronic mail addresses that you may be reached at, in order to make it easier for the author to notify you of updates. *********************************************************** METHODS OF PAYMENT *********************************************************** 1. A personal check drawn on any US or Canadian financial institution. (If drawn from a Canadian institution please specify "US dollars" next to the amount.) 2. Money orders, cashiers checks, or anything similar. 3. Cash in US currency is accepted, but discouraged due to the risk of sending cash through the mail. Please make checks payable to "Mark Beiley". Unfortunately I am not able to accept any credit cards. *********************************************************** DEFINITION OF SHAREWARE *********************************************************** Shareware distribution gives users a chance to try software before buying it. If you try a Shareware program and continue using it, you are expected to register. Individual programs differ on details -- some request registration while others require it, some specify a maximum trial period. With registration, you get anything from the simple right to continue using the software to an updated program with printed manual. Copyright laws apply to both Shareware and commercial software, and the copyright holder retains all rights, with a few specific exceptions as stated below. Shareware authors are accomplished programmers, just like commercial authors, and the programs are of comparable quality. (In both cases, there are good programs and bad ones!) The main difference is in the method of distribution. The author specifically grants the right to copy and distribute the software, either to all and sundry or to a specific group. For example, some authors require written permission before a commercial disk vendor may copy their Shareware. Shareware is a distribution method, not a type of software. You should find software that suits your needs and pocketbook, whether it's commercial or Shareware. The Shareware system makes fitting your needs easier, because you can try before you buy. And because the overhead is low, prices are low also. Shareware has the ultimate money- back guarantee -- if you don't use the product, you don't pay for it. *********************************************************** DISCLAIMER - AGREEMENT *********************************************************** Users of Fund Manager(copyright 1993-5 by Mark Beiley) must accept this disclaimer of warranty: "Fund Manager is supplied as is. The author disclaims all warranties, expressed or implied, including, without limitation, the warranties of merchantability and of fitness for any purpose. The author assumes no liability for damages, direct or consequential, which may result from the use of Fund Manager." Fund Manager is a "shareware program" and is provided at no charge to the user for evaluation. Feel free to share it with your friends, but please do not give it away altered or as part of another system. The essence of "user- supported" software is to provide personal computer users with quality software without high prices, and yet to provide incentive for programmers to continue to develop new products. If you find this program useful and find that you are using Fund Manager and continue to use Fund Manager after a reasonable trial period, you must make a registration payment of $20 to Mark Beiley. The registration fee will license one copy for use on any one computer at any one time. You must treat this software just like a book. An example is that this software may be used by any number of people and may be freely moved from one computer location to another, so long as there is no possibility of it being used at one location while it's being used at another. Just as a book cannot be read by two different persons at the same time. Commercial users of Fund Manager must register and pay for their copies of Fund Manager within 30 days of first use or their license is withdrawn. Site-License arrangements may be made by contacting Mark Beiley. Anyone distributing Fund Manager for any kind of remunera- tion must first contact Mark Beiley at the address above for authorization. You are encouraged to pass a copy of Fund Manager along to your friends for evaluation. Please encourage them to reg- ister their copy if they find that they can use it. All registered users will receive a registered version of Fund Manager. *********************************************************** HISTORY OF CHANGES - (Started tracking with version 6.0) *********************************************************** 3/3/94 version 6.0: 3 investment categories -No Load Mutual Fund -Loaded Mutual Fund -Stock or Bond All transactions modify memory, added File/Save Data New, Edit, Delete options added to Data dialog box Fund rearranging capabilities enhanced Printing of data in Data dialog box Interpolation range made a user-definable variable Portfolio Value graph dates are adjustable Portfolio Return On Investment calculated Percent gain on investment calculations Percent gain on fund calculations Accepts fractional format of prices Import from Dow Jones Import from Fund Manager Menu commands rearranged and renamed to be more logical Password registration Graph date range changing made simpler Bug fix - markers off graph Bug fix - case sensitivity with importing prices $20 registration ($3 lifetime upgrades) 3/9/94 version 6.0a: Bug fix - inactive Print button on cost basis dialog Bug fix - bad error message on first investment 6/12/94 version 6.1 Multiple Document Interface (MDI) Reports added -Portfolio Value -Portfolio Performance -Investment Transactions New Graph types -Overlay normalized NAV -Overlay normalized NAV+DIST Improved on-line help Split transaction added Common open/save dialogs Import historical prices from CompuServe Open portfolio name in title bar Most recent portfolio list Calculator Browse... files to import Remember window size/position Remember last open/save directory Bug fixes 6/29/94 version 6.2 Bug fix - Fund Overlay - share price graph type 8/7/94 minor bug fixes, still called version 6.2 9/17/94 minor bug fixes, still called version 6.2 1/17/95 version 7.0 New Report types - Distribution summary New Graph types - Portfolio value - pie - Bar chart of the yields Created 4 distribution types - Dividends - ST Cap Gains - LT Cap Gains - Interest Income Status bar with help and locator Splits are a memorized transaction Reinvestment of stock dividends Investment notes Investment data format changed - Binary file - Only one file per investment - Faster performance - More effecient data storage - Backward compatible Export investment data to ascii files Import prices from any generic text file Import prices from Quicken Import transactions from Quicken Vertical scale of graphs user definable Independent horizontal and vertical grid lines Double right click on any marker to edit transaction Password protection Bug fixes and other minor improvements Historical prices service offered 1/22/95 version 7.1 New reports use last specified font as default Bug fix in 'portfolio value - pie' graph